Core Planning Principles
Create a Base Income that you can’t outlive.
Pre-retirement:
Assuring that your financial plan continues to receive income from your ability to earn, or in the event of a disability or premature death.
Post-retirement:
Available income sources such as social security, pensions, annuities, or rental income.
Build and Maintain a Cash Reserve.
Pre-retirement:
6 months or more of expenses in a safer and easily accessible environment.
Post-retirement:
3 years or more of income needs in a safer and easily accessible environment.
Strategically position remaining assets for tax efficiency.
Give every asset on your balance sheet a specific job.
Comprehensive Approach